Does your US client provide you Health Insurance?

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Hi Everyone!

Just a quick question, does your US client provide you Health Insurance? My client wants to provide samin 2 employees niya sa PH but apparently ang pwede lang ay Individual Plan kasi not registered siya sa PH. If you have one, What is your HMO plan and how's/what's the setup between sainyo ni client mo? Do you have other recommendations for the ideal HMO provider suited sa situation na binigay ko?

THANK YOU!

douglas_ansley #1 • Oct 13 '21

I just signed up for an individual plan with Medocare. Sa Maxicare kasi, 10% lang ang coverage ng Pre-Existing Conditions, sa 2nd year and onwards. Sa Medocare kasi depende sa usage on the 1st year, pwede magpa-lift ng waiver ng coverage sa renewal year.

qtreutel #2 • Oct 13 '21

We got individual plans then our client just refunds us once we pay our premium and send them the receipt..

Elizabeth #3 • Oct 13 '21

Hello! Used to manage a team of freelancers here in the PH. Company is headquartered in the US and has no legal entity here, thus, we can't apply for HMO as a company. So what I did was encourage team members to apply for HMO individually, they have to send proof to us and we would reimburse them.